I'MMA LET YOU FINISH
yo
shall I call sheets now?
JINTS!
I think I will
that's really peyton
...almost early!!
I couldn't make heads or tails of that post. A prequal on a short sale? He qualifies full doc and has a 770 FICO? WTF?
"Charlie Wilson's War" was a good movie... provided much impetus to discussion.
Was that a TD?
TD Giants?
...what's "JINTS"?
NOW this game is REALLY interesting!!!!
why do Giants hate america?
Nobody could have foreseen that the Giants might actually come to play.
...what's "JINTS"?
Brooklyn/Bronx pronunciation of "Giants."
Can't we just burn our houses down? Be easier.
Giants lead sucky Pats by 12
[ shakes head.. ]
tkk:
Someone owns a house with a mortgage they either can't afford or don't want to keep paying (maybe it's about to go up, or maybe they just don't want to keep paying it). They plan to buy the now much cheaper house across the street, and since they have good enough credit someone might be happy to lend them the money. After moving to the reduced rate home across the street, they plan to mail the keys of their old house to the bank.
Nobody could have foreseen that the Giants might actually come to play.
P O'Neill
Hee, if they win, Dubya is going to have to come up with a different "congrats" speech.
http://thinkprogress.org/2007/12...7/12/27/141387/
Our "free" press at work...for their corporate overlords.
...Wexler told Ed Schultz that he launched his website after traditional media outlets rejected an op-ed he had written with his colleagues Luis Gutierrez (D-IL) and Tammy Baldwin (D-WI). Today, the Philadelphia Inquirer ran Wexler’s op-ed outlining why he believes impeachment hearings are necessary.
Click through for link to his site.
Thank you.
Can't we just burn our houses down? Be easier.
NTodd, Now 80lbs Heavier
Who is gonna bring the weenies and marshmallows?
The walk away option is a beautiful thing.
Can I borrow $2 mill from youse guys? I want this house. It's about a mile from where I live. The price is a bargain.
http://tinyurl.com/298ysd
BTW, Do you really think the Giants are going to pull this off??? It's just a gift to the NFL Network from the people here in New England. We all have stock in it.
Atrios, If you around: this afternoon while flipping channels I saw some guy on CNBC screaming and waving his arms about the coming depression. Having my interest piqued I listened for a bit. He was saying that the total amount of money in the fund to guarantee mortgages was only about 50 B. Since we are talking more than that in total obligations that look like they will not be repaid, the entire system could be in arrears. Is this correct?
Who is gonna bring the weenies and marshmallows?
Everybody needs to bring their own.
the entire system could be in arrears
No flirting!!!!
i have "burnin down the house" earworm
State Dept -- no Brooks Brothers riot in Nairobi, please
The people of Kenya and the Electoral Commission of Kenya are to be congratulated for Kenya’s largely peaceful and orderly voting during the general elections on December 27. We have great confidence in the Commission and its chairman, and share the Commission’s concerns about reporting delays that have slowed tabulation of final election results. We await the Commission’s announcement of results as soon as possible, and any concerns about the elections should be addressed to the Commission.
We condemn the violence that occurred in Kenya as its citizens await these election results, and call on all Kenyans to remain calm while the vote tabulation process is concluded. We ask all candidates to accept the Commission’s final results and to urge their supporters to reject violence and respect the rule of law. Regardless of the eventual winners of this election, we call on Kenyans across the political spectrum to work together to advance democracy and national development.
I had to read the post at the link three times to make any sense at all. Still sounds like the buyer might not get away with his switch, but looks like he is willing to try.
Throw away world we live in. Damn.
BadArt,
I can get the same house only better in Downtown Muskegon for < 200K. (Including a carriage house with servant's quarters, and a ballroom on the third floor.
Can I borrow $2 mill from youse guys? I want this house. It's about a mile from where I live. The price is a bargain.
http://tinyurl.com/298ysd
Magoo and Hidey would look magnificent running around in that.
Peyote Manning?
.
Don't walk away Renee
NTodd(ler)!
Did you all see the video at the link?
There was 1 guy talking sense and 5 guys shouting him down.
Faux news.
Help me! I'm trapped in the midwest!
I'm really losing it. Today was the tour of the city and the pointing out of all the really successful people that they know. The key phrase, 'He made a ton of money in..."
So and so's a Doctor, lawyer, whose "really smart who "made a ton of money.."
And then there are the people who retire with pensions from the police and fire depts. who worked over time so that their pensions were over 100,000 or the retired engineers who sold their stock and (you guested it) made a ton on money.
Real estate people who were making a ton of money now might NOT be making that, but many are "set for life"
These people don't feel the war, they don't feel the debt because they are all have home equity loans and are taking out "a ton of money"
I feel both stupid and poor and ill prepared for the future.
I haven't felt this bad since the last time I was here...hmmm I see a pattern.
Bad Art,
That is a lovely house. Would make a fabulous bed and breakfast (you might need a bigger kitchen). And I want that sunroom for my birds!
Faux news.
...b-bl-blurg! BLuuhh. Blarg!
DWD |
Responsible adults, who own those morage papers would reneogiciate those loans to miniumize losses. But since we're talking rightwingers, not adults there.
Oh and of course they love Bush.
They only see that he has stopped the terrorists from hitting them here and the gas prices aren't too bad because they are all making "A ton of money"
Can I borrow $2 mill from youse guys? I want this house. It's about a mile from where I live. The price is a bargain.
http://tinyurl.com/298ysd ...
Bad Art | 12.29.07 - 10:15 pm
Not gonna spend 2 mill on a house I'm gonna have to repaint.
Giants are making the Patriots starters play deep into the game.
That's totally fuckin' awesome. Hmmmm. Will it work if one is moving to an almost adjoining state?
Who the hell needs 4,000sqft unless you have a commune?
Letter I just sent to the NY Times...
In 2003, Bill Kristol wrote in the Weekly Standard "Still, the simple
truth is that a great democracy like ours deserves a first-rate
newspaper of record. And the New York Times isn't it." and added "The
Times is irredeemable. " . Kristol also suggested on Fox News that
"the Justice Department has an obligation to consider prosecution"
when the Times revealed a Bush administration program for monitoring
international financial transactions back in 2006.
I was curious to know if your op-ed editor, Andrew Rosenthal, shares
the opinions put forth by this "serious, respected conservative
intellectual", as he described his new employee to Politico.com.
House Swap. I think that sounds like a darn good idea for a reality tv show.
Those fucking fuckers.
Fuck 'em.
~
Spocko is a pilgrim in a strange land....
Benazir left a will which included political instructions.
Her husband will read it out tomorrow.
http://www.thenews.com.pk/top_st...il.asp?
Id=11965
I feel both stupid and poor and ill prepared for the future.
I haven't felt this bad since the last time I was here...hmmm I see a pattern. s po cko
Explain that you've met a VERY successful (and cute) man who wants to take care of you.
We drive by all these huge houses and I wonder what these people do to pay for these houses. It seems that everyone is in retail selling stuff to each other.
(not counting all the smart people who are making a ton of money who I'm constantly being compared to.)
JeffCO | 12.29.07 - 10:27 pm
Thank you JeffCO, good one. I needed that. As the kids say
So in other words, they have to be able, for at least a short while, to carry two mortgages.
Well, considering that people were carrying two interest-only mortgages to buy one house not so long ago, that just might be doable.
so wait a minute, tho. Couldn't your old defaulted-loan bank gain your new property if they sued you?
Bad Art, I'll come in on that house with you. As soon as I sell mine.
Shrug it off Gints ...lets go
s po cko, you're in a better place than they are. Thank your lucky stars.
Who the hell needs 4,000sqft unless you have a commune?
mer
The New Jersey Nets dude who shot his chauffeur, lived in a 30,000 sq ft. house.
WTF is that?!
spocko,
The saddest epitaph a man can have is that he made a ton of money as it has no lasting value beyond what pleasure someone else will get out of spending it. Compare it to, He was an excellent teacher and I owe a lot to him or he was a man who helped me to understand the world and helped me to become a better person or he was a loving husband and father who always was there for his friends and family.
No. Leave the money to those whose understand was arrested at their first glimpse of something they could not have because they failed to understand what they had.
Who the hell needs 4,000sqft unless you have a commune?
mer | 12.29.07 - 10:25 pm |
I intend to have lots of cats.
Hmmmm, Muskegan vs. Newtron, MA. What's the biggest city nearby? Paw Paw? Houghton? And the Lions are your football team? Well at least you guys got good baseball, basketball and hockey teams. We're evenly matched overall in pro teams.
Today of course was "Holy Family" Sunday where they read from Paul, "Wives be submissive to your husbands. Children obey your parents."
So I guess if you are gay that one doesn't count.
Who the hell needs 4,000sqft unless you have a commune?
mer
The New Jersey Nets dude who shot his chauffeur, lived in a 30,000 sq ft. house.
WTF is that?!
MP | 12.29.07 - 10:29 pm
IIRC, Evander Holyfield had/has a 50,000 sq ft house.
Even if I had all the money in the world, I wouldn't want a 50,000 square foot house.
Who the hell needs 4,000sqft unless you have a commune?
mer
Here in San Diego, we have a zillionaire who is building a 85,000 sq. ft. 'home'. Said to be the most expensive 'home' in all the US $250,000,000. No kids, trophy wife, made his money in - you guessed it - real estate!
I could do that jingle mail thingy. Except of course a relative holds the mortgage... Would make T-giving a little awkward.
Today of course was "Holy Family" Sunday where they read from Paul, "Wives be submissive to your husbands. Children obey your parents."
Paul can bite my divine ass.
Echidne..., I've got a picture of an artichoke and some busy bees!
This is really pretty good, if you haven't read it already.
Paul can bite my divine ass.
Echidne
...oh! Oh!
" I want this house"
you might need 3 million to pay the heating bills...
so wait a minute, tho. Couldn't your old defaulted-loan bank gain your new property if they sued you?
Rox
Depends on the mortgage you have now (which in turn depends on state law, and whether it's an original mortgage or a refi).
In California, an original mortgage (not a refi)entitles the lender only to the mortgaged property, not to any of the borrower's assets beyond that.
Or so it was the last I heard, anyway.
Who the hell needs 4,000sqft unless you have a commune?
mer
Here in San Diego, we have a zillionaire who is building a 85,000 sq. ft. 'home'. Said to be the most expensive 'home' in all the US $250,000,000. No kids, trophy wife, made his money in - you guessed it - real estate!
SoCalCommie | Homepage | 12.29.07 - 10:31 pm
Would it be wrong of me to hope that he defaults?
Can I borrow $2 mill from youse guys? I want this house. It's about a mile from where I live. The price is a bargain.
Gorgeous. But the idea of heating it makes me a little nauseous.
Hey Buckeye, It would only cost about $40K to get that place repainted when it needs it. A mere drop in da bucket. Are you talking vinyl siding as the answer?
Echidne, did you get my e-mail?
Here in San Diego, we have a zillionaire who is building a 85,000 sq. ft. 'home'.
That's about 3 football fields.
(not counting all the smart people who are making a ton of money who I'm constantly being compared to.) s po cko
You may not own a mansion and a yacht, but measured by the value of your heart and soul and endless efforts to save our society, you are one of the richest goddam motherfuckers I've ever met.
Of course, that and $4 will get you a nice eggnog chai.
did you get my e-mail?
echidne has great powers.
Echidne, did you get my e-mail?
I did, Phila, but I can't do anything by Monday, sorry. Sounds interesting, though.
Whoops. Make that 7 football fields.
Hey Buckeye, It would only cost about $40K to get that place repainted when it needs it. A mere drop in da bucket. Are you talking vinyl siding as the answer?
Vinyl siding in Newtonville? You want to live dangerously.
1. George W. Bush
Only supporters left are the ones who would worship a fucking turnip if it promised to kill foreigners. Is so clearly not in charge of his own White House that his feeble attempts to define himself as "decider" or "commander guy" are the equivalent of a five-year-old kid sitting on his dad's Harley and saying "vroom vroom!"
...
Inarguably a major criminal and a much greater threat to the future of America than any Muslim terrorist.
I'd go along with that.
I've been thinking about JeffCO while I'm here and I know that he has to live with these kind of attitudes since I think his state is also kind of red (but I know some cities are NOT).
I told a few people about what I was doing this time last year (fighting violent rhetoric and hate speech on the radio with the help of the lefty blogosphere).
Their first comment? "You make any money doing that?"
Then, "I hope they don't find you."
Then, 'Well you should really quit doing that if you aren't making money doing it and they might find you."
Doesn't this take away from your real job?
Bad Art,
It is not that bad, honestly. We are forty five minutes or less from Grand Rapids. (Excellent art museums, sports, theaters, and big-time musical groups as well as small time acts)
If you truly need big-city entertainment, it is three hours from my driveway to downtown Chicago. And there is a train that runs from Holland there. We have excellent universities (Grand Valley State University, Thomas Cooley Law School, Michigan State University Medical School) Colleges, Aquinas College, Calvin College, Hope College, and many others.
And Muskegon is built between three lakes and on Lake Michigan. We have twenty miles of public beaches.
Really, 1,500sqft is more space than we and the two dogs and one cat need since the kids left the nest. There are rooms I don't even look in anymore.
I'll come in on that house with you. As soon as I sell mine. Echidne
Come on-a my house, my house, I´m gonna give a you figs and dates and grapes and cakes.
Here in San Diego, we have a zillionaire who is building a 85,000 sq. ft. 'home'.
Fucker needs to be turned on a spit.
I did, Phila, but I can't do anything by Monday, sorry. Sounds interesting, though.
Echidne | Homepage | 12.29.07 - 10:34 pm | # [kill][hide comment
Too bad. I was very interested in what you'd say.
It's my fault...I complete forgot about it for about a week, and only scribbled my own response the day it was due.
Perhaps you'll be inspired to jump in on the second round. The views of an actual furriner would be illuminating, I think...especially a divine one.
I saw one of those 'Celebrity Cribs' shows on MTV with Fiddy Cent's new home. I think he said there were three or four kitchens. I'd be happy if I had four matching cocktail glasses.
Come on-a my house, my house, I´m gonna give a you figs and dates and grapes and cakes.
Ohnoes. Probably a music reference.
Come in, come in, said the spider to the fly.
s po cko --
In The Episcopal Church it is not Holy Family but the First Sunday after Christmas Day -- the reading from Paul's letter to the Galatians -- about how "God sent his Son, born of a woman" -- northing about submission -- the Gospel is the opening of John's Gospel -- "in the beginning was the Word, and the Word was with God, and the Word was God." (etc.) -- the readings normally used for Holy Family don't occur this year since there is no Second Sunday after Christmas Day (Epiphany falling on a Sunday this year -- The Episcopal Church also still keeping the Feast of the Epiphany on the 6th of January instead of the nearest Sunday -- sadly we now call 1 January Holy Name rather than Circumcision)
How R U ?
Come on-a my house, my house, I´m gonna give a you figs and dates and grapes and cakes.
Huh. I was listening to Julie London sing that this very morning.
Ohnoes. Probably a music reference.
Rosemary Clooney, methinks.
Hey Buckeye, It would only cost about $40K to get that place repainted when it needs it. A mere drop in da bucket. Are you talking vinyl siding as the answer?
Bad Art | 12.29.07 - 10:33 pm |
Black vinyl siding.
It's a beautiful house, but as someone with SAD, some of the rooms would have to be a lighter color.
The exterior would have to be repainted eventually (though I'm sure there'd have to be some committee approval), I'm not into blue houses.
Here's a little fixer-upper:
http://www.nytimes.com/2007/12/2...&
pagewanted=all
I don't cook in the 1 kitchen I have now.
Really, 1,500sqft is more space than we and the two dogs and one cat need since the kids left the nest. There are rooms I don't even look in anymore.
You do realize that NTodd is living in one of them?
"Wives be submissive to your husbands. Children obey your parents."
"Mamas, don't let your babies grow up to be cowboys."
Ohnoes. Probably a music reference.
Rosemary Clooney. It was supposed to be sung in an Armenian accent, but she did it in the Italian one that she'd picked up from catting around with Tony Pastor's Orchestra.
She was stuck recording novelty songs for years afterwards, and absolutely hated it.
Huh. I was listening to Julie London sing that this very morning.
Halfdan Gjønge
OK, Julie London.
It took me the longest time, in the 1950s, to figure out why she was singing about Crimea River.
Come on-a my house, my house, I´m gonna give a you figs and dates and grapes and cakes.
Huh. I was listening to Julie London sing that this very morning.
Halfdan Gjønge
We're there three yellow silicon robots with massive floatation devices on their chests and an animated skeleton cavorting around to it?
"You do realize that NTodd is living in one of them?"
--leibniz,
Oh my, young blood! I'll search now.
'night, bats.
We have children who have no idea what it is to have decent medical attention, and likely toothy chain wearing real estate speculators living in 85,000 sq ft homes.
Are you proud of this, America?
i'll take this little place for weekends in the city..
http://www.residenz-bamberg.de/b...ue-
residenz.jpg
MC Hammer's house comes to mind...
http://en.wikipedia.org/wiki/
Mc_...er#Later_career
Among the documented features this house had included:
Recording studio
33 stadium seating theater
2 swimming pools (one indoor/one outdoors)
Tennis courts and a baseball diamond
Waterfalls, ponds, and aquariums
Mirrored Bathroom (at least $75,000 (£35,000) in mirrors throughout the house)
$2 Million of Italian marble floors and a floor-to-ceiling gray marble office with customized marble niches for awards.
Marble countertops in the kitchen (the house was heavily decorated in marble)
Massive gold and black marble jacuzzi in the master bedroom
Basketball courts
Bowling alley
17 car garage
Two gold-plated “Hammertime” gates for entrance to the property
A dishwasher installed in his master bedroom for the purpose of “cleaning up after a midnight snack” (as told in the VH1 movie about his life, entitled Too Legit: The MC Hammer Story).
----
The Hammer of course went bankrupt.
so wait a minute, tho. Couldn't your old defaulted-loan bank gain your new property if they sued you?
Not if you buy an RV for your home and can drive away really fast.
Huh. I was listening to Julie London sing that this very morning.
Rosemary Clooney, methinks.
It's the Clooney. Whom the fantabulous Zooey Deschanel sounds like quite a bit methinks.
Not if you buy an RV for your home and can drive away really fast.
You can live in your car but you can't drive your house!
I actually had a dream about buying a gigantic decrepit castle. Then I sliced off a corner, diagonally, to live in and rented the rest to a nursing home, because it was the only way to cover the mortgage. A white poodle came with the house, too.
No Julie London. "Ultra-Lounge Wild Cool and Swinging." Track 1
"Snowflake photos.
Phila, Pizen Sarpint "
Fess up, you got these at Jareds.
Snowflake photos.
It's hard to believe those things will really turn into Xian babies.
It's hard to believe those things will really turn into Xian babies.
Yeah, and then we get to BBQ them!
I think that dream was about the U.S. politics.
Fresh sheets, like, years ago...
s po cko:
BTW -- Ephesians 5:22 "Wives, be subject to your husbands as you are to the Lord." is not now considered by most Scripture scholars to be from St. Paul (although there is some wonderful stuff in the letter) but a later period when the Church was seeking respectability from society at large (which was the beginning of the end of the ministry of women -- until modern times)
Come A My House.
George Clooney's aunt I believe.
Some nice greenery for you, at the Canada-US border...
http://www.thumbsnap.com/v/iJtVoGGu.jpg
"America!" is across the river.
Wow.
oh shit
i'd buy an island and get the fuck out
I actually had a dream about buying a gigantic decrepit castle. Then I
sliced off a corner, diagonally, to live in and rented the rest to a
nursing home, because it was the only way to cover the mortgage. A
white poodle came with the house, too.
I had reocurring dreams (from 1986 to 1990) for years about a property with a house overlooking a creek. I now live (bought in 2004) in a place just like that, & I have a white poodle. although I never dreamed about him.
Sheets!
i want my keys back!
So I can't believe these realators/bankers are thinking a short sale is unethical. Stupid bastards. Let the banks take it in th shorts. You sign a contract to pay, if you don't your forfeit the collateral. To make that illegal is their fascistic thinking kicking in. Fuckers.
"With just a little bit of coordination, everyone can just move one house to the left ..."
Like a game of musical chairs, but, make sure the bank has no seat when the music stops.
I can imagine the new bank may be happy for the business and its attitude is 'fuck the other bank'
"I'll never send the key to Arthur Laffer's heart to the bank"-Larry Kudlow
People by another primary residence while still owning the previous one all the time. Often renting the old one if they can while trying to sell, or paying two mortgages while hoping to sell fast. Clearly these people understand that they are screwed credit-wise regardless of which way they jump so, as the saying goes, they are acting prudently in their own enlightened self interest.
Intersting
They'll get burned again as prices keep dropping. Better to short sale the first house and then rent...save some money and buy at the the bottom (the bottom is when no one will even think about buying and your friends call you crazy).
How about this: we set up a database where everyone can find a home slightly cheaper than the one they're in now. The most expensive McMansions get converted into condos for people who want to move down from their townhouses.
Whaddya think?
This is the implied put option in non-recourse mortgages in action (give the house to bank in exchange for the outstanding principle). Renting still makes more sense in some respects, especially if one does not have the savings in order to make a down payment and/or other costs associated with moving. If you don't have savings and are underwater on a non-recourse mortgage, you can divert your mortgage payments to funding first + deposit + last on a rental while waiting to get kicked out.
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