Definitely agree here. We need to live and we need to enjoy life. I deliberately allocate a small part of my income for "toys" and "unnecessary luxuries". So long as I keep within this budget I do find that I do not worry about this level of expense. Also, by having a fixed budget for these things, I avoid the mental exercise of justifying more and more expensive luxuries and tend to think very hard about whether I should actually spend the money at all.
I have been using this system for at least five years now and it has worked for every year - until this one when I blew the budget.
This is the issue I wrestle with all the time: the problem was that the "splurges" won out for so long, I can't even afford to think about spending on "non-necessities." Oh, no, I'm thinking about it now -- you've just cost me money. I'm out to get the thoughts out of my head. No, it's true. Goals are a great idea for anything, and I like the idea of rewarding oneself with fun stuff for doing the hard work. Otherwise, come on, how can we continue to do that work.
Donna,
Try joining the Million Dollar Savings Club to start learning to save money. then you'll start getting ahead of the game.
I think you'll like it!
- Bryan
Commenting by HaloScan
