Gravatar I'm slightly torn on the credit card limit changes legislation that you sponsor. While not wanting to be a victim of this, I think people also need to understand that having a credit card is a privilege, not a right. And credit card companies have the right to control their risk exposure. If they determine that you are a risky client, they can change the terms of the agreement. Your legislation pushes our society closer to a government-sponsored financial system, a situation voters MUST avoid.


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