Gravatar People used to get the vapors when you told them you'd invested in "Sin" stocks like tobacco or alcohol.

Yes - I can just imagine tellin the Unknown Wife I invested in THIS investment...

Time to buy a new couch!


Gravatar The option idea has promise. Haven't we all been to weddings where we KNEW it wouldn't last. Let's get some LEAPS going here!

Don't tell the Unknown Wife about the divorce thing, though. You're spot on about the low covariance. Plus, in America, no matter what else is going on, people will be filing lawsuits.

On the Excel stuff, if you have 2 grading schemes, you can use the MAX function and put the 2 schemes (or whatever) in the parentheses.

Merry Christmas!




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